Kutsvaga Kutsvaga Kwenguva Yakareba Sei Kuchengeta Zvinyorwa + Zvaunofanira Kunyora
Pepa inorwadza, uye kugadzirisa purogiramu yekuisa pamba kunogona kuva kudhonza, asi mamwe magwaro iwe unofanirwa kuenderera mberi nokuti hauzivi paunenge uchida. Heano maitiro ekutarisa kuchengeta magwaro kwenguva yakareba sei uye kana wapedza navo, izvo zvaunoda kupedzisira. Izvi zvinofanira kushanda sechitsvaviso chekutsvaga zvinyorwa pakusikwa nekuchengetedza kushandiswa kwekugara kwepaimba.
Kutanga, funga nezvekucheka pasi pehuwandu repepa raunogamuchira uye iwe unoguma uchifanira kupfekedza kana kuisa zvishoma.
Izvi zvinoreva kubvisa mail isina basa, kusayina e-mabhiriro uye kusagamuchira mapurisa, makamboni iwe usingamboshandisi, kana imwe ephemera iwe unonzwa sokuti iwe unofanirwa kuenderera mberi kana iwe uchiziva kuti iwe hausi chaizvo.
Kana iwe uri kutambudzika chaizvo nepepa rinosungirirwa kusvika apo iwe unonzwa sokunge iwe ungave uchirikuridza , svika kune unyanzvi uyo anogona kukutungamirira kuburikidza nekugadzirisa chirongwa.
Danho rechipiri nderekuti uve nechokwadi chokuti une hurongwa hwakanaka hwekutumira mail panzvimbo. Kunyanya kushanda iwe unoshandisa tsamba yaunenge uchiuya nayo, kazhinji haufaniri kuita hurukuro yekunyora / shredding / yakashandurazve.
Isa Purogiramu Yokudhinda Indaneti
Kubvisa kubvisa mapepa ako nekuisa magetsi ehurumende ichakuchengetedza nzvimbo uye kubvisa iwe pepa clutter. Ndiyo kukunda. Mazuva ano, electronic filing system inopa pfungwa yakawanda. Kuti uitange, unoda scanner uye nzvimbo yekuchengetedza mafaira, faira pane kombiyuta kana mugore, uye iri kunze kwedhirairi.
Gadzira mapepa akawandisa emhando dzakasiyana dzemagwaro (mienzaniso: mhuri, mitero, motokari, zvituti zvekuberekwa, nezvimwewo) Haufaniri kuwana zvakajeka nekuchengetedza zvinyorwa sezvo magwaro ekunyora magetsi ari kutsvaga.
Zvadaro, shandisa rugwaro rumwe uye uchengetedze mune faira maererano nezviri mukati.
Kuchengeta Kopi Yezvinyorwa Zvikosha
Nokuda kwemashoko ako makuru anokosha, nyanzvi dzinokurudzira kuchengeta makopi.
Izvozvo zvinogona kureva kuchengeta kopi imwe mumakore enyu kuchengetedza uye imwe pane dhirairi. Izvo zvinogonawo kureva kuchengeta kopi imwe mumapepa enyu e-elektroni uye imwe yoro yakaoma mumoto usingachengeteki.
Chengetedza MaDhesi Aya Nokusingaperi
Aya magwaro anofanira kuchengetwa nokusingaperi:
Dhipatimendi Dzemabhuku - Dhipatimendi, zvinyorwa uye chero basa ripi zvaro rekufambisa basa iro rinogona kushandiswa munguva yemberi apo uchitsvaga basa.
Mifananidzo yeAdoption
Kubhabhatidzwa Zvituti
Chibereko chekuzvarwa
Zviteteti zvekufa - Zvingadiwa kune zvinangwa zvemitero.
Mabhizimisi Emabhazi
Employment Records - Chero zvikamu, zvibvumirano, mafaira ekuraira uye kuongorora kwekushanda.
Zvikwangwani zveNdo
Records Records
Military Records
Passports
Kubhadhara uye Pension Records
Social Security Cards
Wills
Chengetai Pfupi Pfupi Penguva
Aya magwaro iwe unogona kubata kakawanda semwedzi kana wevhiki:
Bank Statements - 1 mwedzi
Zvikwereti - 1 gore chero ipi zvayo mutero kana waranti yakabatana, zvimwe zvikwereti zvinofanirwa kushandiswa pakarepo pavakabhadharwa.
Chikwereti Bhidhiyo Bhiri - Shred pakarepo paakabhadharwa.
Kuvandudza Kwemusha Mishonga - Chengeta kusvikira imba inotengeswa.
Marenda ekutsvaga - makore manomwe mushure mekunge mavhara account kana kutengesa kuchengetedzwa.
Kubhadhara - Chengeta kusvikira wabuda uye wakagamuchira mari yako kubva kumwene weimba.
Paychecks / Pay Stubs - 1 gore kusvikira wagamuchira W-2 yako
Sales Receipts - Chengetedza hupenyu hwe waranti. Zviri pachena, izvi zvinoshandiswa chete kukutenga kukuru semidziyo uye zvemagetsi. Ini kazhinji ndinoramba ndichiwana zvezvinhu zvakadai sezvokugadzira uye zvipfeko chero bedzi pandinoziva kuti handidi kubhadhara receipsi yekudzoka.
Matura emitero - makore manomwe kusanganisira kuiswa kwako uye zvinyorwa zvose zvinoenderana neW-2s uye maresi.
Zvinyorwa zveMotokari - Chengeta kusvikira muchikepe, motokari kana motokari inotengeswa.
Nzira Yokubvisa Nayo Zvinyorwa
Shredding Documents ndiyo nzira huru yekuzvidzivirira kubva pakuzvidzivirira kwehuzivi. (Verenga nhaurirano yangu nechekuchengetedza nyanzvi Jay Foley pamusoro pekuzvidzivirira kubva pakuzivikanwa kwekuvhara). Anofungisisa kuti chii chingaiswa? Mutemo mukuru ndewe chinhu chine ruzivo rwakatevera chinofanira kuiswa: nhamba dzebhuku, mazuva ekuberekwa, mazita echidiki, passwords nemapini, zvinyorwa, uye zvekuchengetedzwa kwenhamba nhamba.
Zvakare, izvozvo hazvisi-pfungwa.
Heano zvinhu zvinokosha:
Kana magwaro achiri "kushingaira" kureva, iwe unoda kubata pairi kuti utaure uye ugadzire purogiramu iri nyore yekuisa pamba. Izvi zvinoreva kuisa zvinyorwa nehurukuro nekudzikanda ivo kana vasisashandisi.
Ndezvipi Zvinyorwa Zvokunyengera
Kana iwe wapedza nemagwaro aya uye hausisina hanya navo, heino izvo zvingaisirwa (zvose zvimwe - sepa pepa - iwe unogona kungodzorera zvakare).
Tumisi yemamiti
Bank statements
Chikoro chekuzvarwa
Kuchirwa uye kuvharwa checks checks
Chikwereti chemari bhiri
Chikwereti
Malayisensi emotyairi (akazopera)
Zvemabasa magwaro ane chero anozivikanwa
Yakapera pasports uye visa
Investment account #s
Zvinyorwa zvemutemo
Investment, stock and property transactions
Zvinhu zvine signature (zvikwereti, zvibvumirano, tsamba)
Luggage tags
Zvirwere uye mazinyore emazino
Mapepa ane Social Security number
Passwords kana PIN nhamba
Bhinda stubs
Pre-approved approved credit card applications
Inotora mapepa nenhamba dzekutarisa nhamba, nhamba dzekadhi rechikwereti kana chero humwe humwe ruzivo ruzivo
Mitero yemitero
Zvinyorwa zvine ruzivo rwekuziva pamusoro pavo
Rambai rwendo
Akashandiswa matikiti ematare
Utility bhiri (foni, gesi, magetsi, mvura, cable TV, Internet)
Iva nechokwadi chokuti uve nehuwandu hwekutsvaga hurongwa hwakaiswa kuti uchengetedze magwaro aya mukutarisa uye kuvasvibisa kana vasisakoshi.
Chero chipi zvacho chaunoronga kuchengeta chinofanira kuitika, chakarongwa uye chakaiswa. Ndinoda imba yangu yekuisa pamba.