3 Nhepfenyuro dzehurumende dzepachivande Dzinokubhadhara Kuti Udzose

Unotenda kana kwete, hurumende inoda kuti iwe ugadzirise imba yako. Chaizvoizvo, inoda iwe kuti uite izvi zvakashata zvokuti ichakubhadhara iwe kuti uite saizvozvo.

Zvirongwa zvisinganzwisisiki zvehurumende zvinogamuchirwa mumutemo uye zvichinyarara zvinyararire pamamwe mawebhusayithi ehurumende anobatsira rubatsiro rwemafero ekubhadhara mutero, zero kana mari shoma-chikwereti , uye inshuwarisi yepachena kutenga fixer-pamusoro.

Zvakachengetwa Zvakananga KuPfungwa YeChinyorwa?

Ndezvipi zvakavanzika zvirongwa izvi? Haisi chakavanzika zvakakwana zvokuti maelicopter madema anobatanidzwa. Asi ivo vakavanzwa zvakakwana zvokuti ini ndakanga ndisingazivi nezvekugadziriswa kwemitengo yeimba yemhuri kusvika ini ndaiona pamusana wangu wepasimusi yekukwereta mutero.

Hurumende haifariri kukubatsira iwe kuvaka goroji rakanamatirwa iwe pachako nokuda kwekunakidzwa kwako. Zvisinei, inofarira mumufananidzo mukuru. Kukurudzira vashandi kuti vagadzirise dzimba kunobatsira kuvandudza imba yekugara kwevanhu vose, vachiita senzira imwe yekuvandudza mararamiro edu ose evanhu.

3 Nyaya Zvose

1. Iwe Unofanirwa Kushandisa Kutangira : Hapana yemapurogiramu aya anowanikwa munguva pfupi yekuvandudza kwekare.
2. Mhando dzeMakodhi Dzakakosha : Mapurogiramu haazombobhadhari zvinhu zvepamusoro zvakadai seFinnish sauna kana kuti mvura yehupenyu. Izvi zvinonyanya kutaura nezvemashoko ekutanga. Zvinofadza kuti kunyange zvakadaro, mamwe mapurogiramu ekuregererwa kwemitero yemapurisa haafaniri kufukidza izvo munhu angati afunge sezvakakosha (kutora denga rakagadzikana neimwe chidimbu chepamusoro) asi huchafukidza huwandu hunobva kubva muzvikamu kusvika kune imwe yezvinhu zvakakwirira, nokuti izvi zvinomiririra kuvandudzwa kwezvinhu . Uye mari yeFHA Rehab ichakomborera kuputsa imba nekuvaka imwe itsva zvachose!
3. Kutarisirwa Kunodikanwa . Kuongorora kumwe kunenge kuchidiwa kuti uve nechokwadi chekuti purojekiti iripo uye kuti iri kuenderera maererano nezvirongwa.

• 01 of 03

  Kushungurudza Imba Mitero

  Zvinorevei

  Kuvandudza Kusha Kwemitero Imhosva.

  Zvinoita

  Iyi mapurogiramu anobvumira zvikwereti zvachose kana zvishoma kubva pamitero yemunharaunda yako kana uchigadzirisa imba yako.

  Eligibility Requirements

  Kukodzera kunopesana nehurumende kana taundi asi kazhinji chero muridzi weimwe nzvimbo ichagadzirirwa Imba inofanira kuva muridzi, asi kwete nguva dzose.

  Nhengo dzisinganzwisisiki iyo miitiro ipi inobvumirwa pane kunyoresa mumashoko akazara se "zvinhu, chaiwo, uye zvechigarire zvigadzirwa zvinowedzera kukosha."

  Pasi

  Kusunungurwa kwenguva pfupi kubva kumitero yeimba.

  Ndiani Anopa Ichi

  Yakanyorwa muhurumende yemitemo, mapurogiramu aya anotungamirirwa nevatori vemitero nemataundi kana maguta.

• 02 of 03

  Gamuchira 0% Chikwereti Chekuda Mutengo

  Zvinorevei

  Mhuri Kuvandudza Zvirongwa, kana HIPs.

  Zvinoita

  Chengetedza zviuru pamatare kana humwe hurumende dzenharaunda dzinopa rubatsiro pamari yekugadzirisa pamba pamba. Dzimwe nguva, vose vanofarira vanotsigirwa; dzimwe nguva, zvishoma chete.

  Eligibility Requirements

  Mitemo yakasiyana-siyana yekugadziriswa, asi kazhinji: unofanira kunge uri kugadzirisa chimiro chiripo (hachisi chokutenga chimwe chitsva) uye hachisi chokuvaka imwe sarudzo paimba yako; mari yako yakawandisa inowira pasi peimwe muganhu; chikwereti hachishandisirwi zvezvinhu zvepamusoro semadziva, sataneti ndiro, madhenari, nezvimwewo.

  Pasi

  Hasi nzvimbo dzose dzinopa HIPs. Kana nzvimbo yako isingapi izvi, iwe hausi mhanho.

  Ndiani Anopa Ichi

  Tanga neunharaunda yako yeruzhinji muteresi. Chirongwa ichi chinogona kutanga pano, uye chinotungamirirwa kune mumwe munhu anokweretesa ari oga semukana wekubhadhara musha kana HELOC, pamwe nemari inotsigirwa nehurumende.

• 03 of 03

  "Mutero weRehabhi" Unobatsira Iwe Kuyeuchidza Izvo Zvigadzirisa-Zvakakwirira

  Zvinorevei

  FHA 203 (k) Purogiramu yeMari Rehab.

  Zvinoita

  Paunenge uchitenga imba inoda kugadziriswa, yako yokutanga kutenga mari inongotakura mari yekutenga - kwete yekugadzirisa zvakare.

  Nguva imwechete kuwana chikwereti chekugadziriswa kunoreva nguva yakawanda yekugamuchirwa, yepamusoro-kubhadhara mari, uye kubhaloni kubhadhara. Vakweretesi havadi kubvumirana nezvikwereti zvekodzero panguva ino nokuti imba yako yakatarwa, mune zvayo zvishoma kudarika-yakakwana, haigoni kuita zvakakodzera.

  Hurumende yeUnited States ichaita kuti chikwereti chako, kuvhara zvigadziriswa uye kugadziriswa zvigadziriswe muhomwe imwe chete, uye kuisimbisa iyo yose kune chikwereti.

  Eligibility Requirements

  Zvinotarisirwa zvizere, kubva pane zviduku (izvo HUD inotsanangura se $ 5,000 kana kupfuura) kusvika kumusha uchaparadzwa, kuparadzwa, nekugadziridzwa zvakare.

  Pasi

  Inopindurwa red tape. Zvisinei, vadzidzisi vanozvimirira vanogona kubatsira kubvisa nzira yako.

  Ndiani Anopa Ichi

  Dhipatimendi reUnited States reZvumba uye Urban Development (HUD)