Kuwana gorofa rakanaka uye kusayina chibharo ndechikonzero chekupemberera. Kwete chete iwe unogona kutanga kutarisira kumusha wako mutsva, asi iwe unogona kufara uye unonzwa wakasunungurwa kuti maitiro ako akabhadhara uye nzvimbo yako yekutsvaga yapera. Zvisinei, ndiyo nguva iyo iwe unoda kuzarura chikwama chako uye ugoisa mari yakawanda, iyo inogona kuwandisa kuwirirana kwemairi kana mana nguva yebhadharo yako yemwedzi, kana kwete.
Heino tsanangudzo yezvinhu zvaunogona kutarisira kubhadhara kana kuti nguva yakapfuura iwe paunopinda chibharo chekugara kwako chitsva.
Kazhinji Kubhadhara Zvinhu Zviri Pasi Pose Kubvumwa Kusayina
- Dzobhadhara. Tarisira kubhadhara rendi yokutanga yemwedzi, uye zvichida mwedzi wakaperawo, kune mwene weimba yako pakusayina kwekambani . Izvi zvingaita semari yakawanda mberi, asi yeuka kuti chibvumirano chako chiri kutanga, saka iwe unoda kutanga kutanga kubhadhara rendi yako yemwedzi chero ipi zvayo. Uyezve, kana iwe uchikwereta zvose mwedzi yekutanga uye yekupedzisira mubhadharo paunosayina mari, iwe wakatotora chikamu chetanhatu chebhadha yako yegore (mwedzi miviri kubva pa12), uye naizvozvo iwe unofanira kungobhadhara kusara mwedzi pamusana wegore rimwe chete sezvo vachiuya nokuda.
- Chengetedza mari. Nyika inopesana nemari iyo muridzi weimba angatora kubva kune vashandi sekuchengetedza mari. Kunyanya iwe unofanirwa kutarisira kubhadhara chiyero chakaenzana nekodzero imwe chete kana mwedzi miviri '. Kana iwe usina kukonzera kukuvadza paimba yako kunze kwemazuva ose-kupfeka-uye-kusvimha, mwene weimba yako anofanira kudzorera kusachengetedzwa kwose kwaunoita mushure mekunge bvumirano yako yapera. Nyika dzakawanda dzinoda vashandi veimba kuti vabate kuchengeteka kwevarimi mumari inotora nharaunda, zvinoreva kuti iwe unofanira kutarisira kuti mari yako idzoke pamwe nekufarira. (Usakanganwa kuti izvi zvinodiwa zvinotengesa mugore raunogamuchira, sechikamu chemari yako yaunowana.) Tarisa mutungamiri uyu unobatsira pakuchengetedza mutemo mumatunhu makumi mashanu uye muruwa rweColumbia.
- Broker's fee. Kana ukashandisa mutengesi kuti uwane imba yako, mutero wemutengesi iye zvino wakafanira. Iva nechokwadi chekuti unoziva kubvira pakutanga kwehukama hwako kuti mutengesi achabhadhara zvakadini, iyo inonyanya kuwanzana nemari yakakodzana ne10% yegore yerenji kana kukwereta kwomwedzi mumwe chete asi inogona kusiyana.
- Kufambisa mari . Vanenge vese vashandi vanoita mari yekutama. Zvingave kuri kukanganisa vadzidzisi vezvidzidzo , kubhadhara motori, kana kutotora boka rehama kune imwe yekudya yekutenda nekuda kwevana vavo uye maitiro, iwe uchada kubhadhara chimwe chinhu kuti uwane zvinhu zvako zvose munzvimbo yako itsva.
- Zvikwereti zvekuchengetedza nzvimbo. Kana iwe usingakwanise kukodzera zvinhu zvako zvose munzvimbo yako itsva uye hama dzisingatsvaki kukubvumira kuchengetedza zvinhu mugaraji ravo kana chechikwereti, kushandiswa kwekuchengetedza nzvimbo yekuchengetedza nzvimbo ndiyo inonzwisisika uye yakakurumbira. Iyi zvivako zvinowanzobhadharwa nemwedzi, zvichienderana nehukuru hwekuchengetedza nzvimbo yaunoda.
- Zvimwe zvikwereti. Muridzi weimba yako anogona kutengesa mari kana kuisa kune zvimwe zvinhu, izvo zvingadzorerwa iwe kana kubhadhara kwako kwapera. Semuenzaniso, unogona kubvumirwa kuchengetedza chipfuwo mumba mako sezvo iwe uchibhadhara pet pet, iyo inogona kufamba munzvimbo ye $ 100, $ 200, kana kunyange $ 500 pamhuka. Mari yakadaro inangwa yekubatsira muridzi weimba kubhadhara mamiriro ako apo pet yako inokonzera kukuvara.
- Cherechedza kuti kana iwe uchida kuchengeta imbwa, kati, kana imwe mhuka muimba yako seimba yakakodzera yekuremara, muridzi weimba yako haagoni kutora pet deposit.