Mazano Okubata Kutya Kwemhuri Mari Nekutaura
Kukurukurirana kwemari yomuchato hakusi nyore. Kukumbira vabereki vako mari yakazara nemhando dzose dzisinganzwisisiki sezvinodiwa, kuzvimiririra, kusungirwa, simba, kirasi, neropafadzo. Paunowedzera chimwe chinhu semanzwiro akadai semuchato kune hurukuro yemari, iyo inogona kuva tinderbox. Chinhu mumadzimai akasiyana-siyana, tsika dzakasiyana, uye kusagadzikana kwemari uye zvinogona kuita sezviri nyore.
Kunyange zvakadaro, kutaurirana mari yemuchato hakuzoita kuti zvinhu zvose zvive zvakanaka. Kutaura zvazviri, rimwe remabasa ako ekutanga kuronga nderokuona bhajeti yako - iyo inosanganisira kuti iwe uchabhadhara sei zvinhu zvose. Sezvo mhuri imwe neimwe yakashanda yakasiyana, hapana hukuru-humwe-hunofanirwa-yose nzira yekureva mari. Hewa nzira nhanhatu dzekubvunza vabereki vako mari yemuchato:
Kuvabvunza zvakananga
Vabereki vakawanda vanoda kubvunzwa mazano, uye zvingakushamisa iwe kuti mazano akawanda ndeapi anokosha, kunyange kana zvisiri izvo zvaunoda kunzwa. Mushure mekunge makasika bhizimisi renyu rekuchata , bvunza vabereki venyu kuti vadzokorore iko newe. Shingai navo kutsvakurudza pamusoro pezvawakawana pamusoro pemari inoshandiswa munzvimbo yako, zvisarudzo zvauchaita kuti uchengetedze mari, uye kuti unoronga kubhadhara sei zvose. Iyi hurukuro inogadzira nzira yepanyama uye nyore kwavari kuti ichiti, "Taive tichida kupa." Kana vasingatauri, unogona kufunga kuti havakwanise.
Iyi ndiyo nzira yakanaka yekuita kuti munhu wose ataure mutauro mumwe chete, saka vanozonzwisisa kuti nei vasingakwanisi kukoka vanhu 50 kumutambo wako muduku uye wakakomba.
Vakukumbira Kuti Vifukidze Mari Yedzichato Chaicho
Sezvo kunyange iyo yakanyanyogadziriswa nemararamiro emuchato ane nzira yekukura, vabereki vanogona kunzwa vasinganzwisisi nekubvumirana kubhadhara "hafu yemuchato" kana chimwe chinhu chisina kureva kuzvipira.
Pane kudaro, unogona kuvakumbira kuti vabhadhara chikamu chimwechete chakanyatsonaka, zvakadai semapfekero ako, maruva, kana kudya kwemanheru .
Unogona kuvakumbira chimwe chinhu chavanenge vachibatana nacho - somuenzaniso unogona kuti, "Unoda kutibatsira kuti tibhadhara muchato here? Takanyanya kufunga kuti ungada kufarira nemaruva kubva paunoziva zvakawanda pamusoro maruva nemaruva kuronga. " Izvo zvino zvinovapa nzvimbo yavanogona kunzwa inayo-pane kungova ATM.
Kana, iwe unogona kuti, "Takawana nzvimbo yekugamuchira iyo yakakwana zvakakwana kune zvatinoda.Nhamo, zvakanyanya kupfuura zvatakanga taita bhajeti." Takazvibvunza kana pane zvingangoita kuti iwe ungatibatsire nemusiyano. "
Vakukumbira Kuti Vabhadhara Imba Yose Yakaroorana
Mune dzimwe mhuri, hazvitoreri kuti mhuri yemwenga ichabhadhara mari yakawanda . Vabereki vako vangatova nega ega yebhangi yekambani iyo yavakachengetedza nokuda kwezuva guru. Asi usave iwe unoparadzaniswa brat anongobvuma chete: haisi kungoita chete, zvinowanzokonzera kuora mwoyo. Pane kudaro, taura zvakananga uye kusvika pane imwe pfungwa. "Uchakwanisa here kubhadhara mari yedu?" Kana ivo vachiti hongu, ivo vakaronga kuribhadhara, zvakakodzera kubvunza kuti chiyero chebhadha chavakanga vachigadzirira.
Kana vakadaro kwete, tama bras yako yomukati uye usatsamwa. Icho chipo, kwete chiremera.
Kuvakumbira Kuti Vaparadzanise Mari
Paunenge uine vabereki vakaroorana, vanaamai vanoenda navo, uye mamwe marudzi emhuri dzakakanganiswa, nhamo yemari inogona kuwedzera kumatambudziko akambovapo. Kuti uite zvinhu zvakanaka, taura kumubereki mumwe nomumwe, "Tiri kukumbira mumwe nomumwe wevabereki vedu kuti ape mari yepamuchato yepamuchato." Ndicho chimwe chinhu chaunogona kutipa here? "
Kubvunza Kuti Vanoda kugoverana sei muMuchato
Iyi ndiyo ingangodaro nzira yakanakisisa yekuzviita. Ingobvunza mubvunzo, "Iwe unoda kuva chikamu chorongwa hwemuchato?" Kana vasingabhadhari mari, unogona kuwedzera, "Ungakwanisa here kupa mari?" Izvi zvinobatsirawo kudzivisa kurwadziwa nekuona kuti varipo kune zvikamu zvekugadzirisa izvo zvinokosha kwavari.
Vakukumbira Kuti Vachibhadhe Vatariri Varo Vomuchato
Haisi chakavanzika chokuti umwe neumwe wekuchata anowedzera mari kumutambo, uye vabereki vanowanzoda kukoka vanhu vakawanda kupfuura vana vavo vanoda.
Iwe unogona kuti kuvabereki vako, "Tiri kutanga vatenzi vedu , uye taida kuona kuti ndiani waungada kuti tikoke. Pane nzvimbo yega yega yevabereki kukukoka kusvika kuvanhu makumi matatu, zvisinei, tinokubvunza kuvhara mari yevakashamisika.Zvino ikozvino, kutora kwekudya kwedu kuri $ 80 pamunhu. " Iwe uchafanirwa kuziva kana urikukumbira kuti avhare mari yevabereki vemhuri, kana kana yakakwana kune shamwari neshamwari dzebhizimisi.
Chimwe chezvirevo izvi chinouya nehutano uye hune hutsinye, uye rimwe rekuregererwa kwekutonga. Vamwe vabereki vachabvuma kunyatsotarisana nenzira yakananga, asi vamwe vachavenga. Vamwe vangashushikana kukumbira kubhadhara vatenzi vavo, asi vamwe vanoona kuti sechisarudzo chakanaka. Iwe unofanirwa kusarudza iyo inonyanya kukosha kumhuri yako nemamiriro ezvinhu. Uye, zvisinei kuti maitiro api aunosarudza, ivai neruremekedzo uye iremekedze, muchiri kujekesa nekuisa miganhu.