01 of 06
Tiny House Insurance
Kutendeseka kweTumbleweed Tiny House Company Kusarudza kuderedzwa muimba duku duku pamakumbo anonzwa achifadza. Chimbofungidzirai mari yose yauchachengeta kuchengetedza zvikwereti zvisingabhadharwi muimba inofadza yekurota. Asi heino chinhu ichocho, kuwana inshuwarisi inobata nzvimbo yako yega yega inogona kuva yakaoma. Hezvino izvo zvaunoda kuziva pamusoro pekuchengetedza zvigaro zvekuchengetedza.
02 of 06
Kuvaka Amatare uye Mitemo yeZoning yeZimba Zvidiki
Kutendeseka kwe 84 Lumber Sei kuchengetedzwa kwevashandi veimba kumusha unofarira pamakumbo magetsi zvakadaro?
"Duku duku duku reimba rinenge riri pamusoro pevanhu vanogara vachizvimiririra pamashoko avo akasiyana," anodaro Darrell Grenz weDarrell Grenz Insurance. Sangano rake rinopa kugoverwa kwezvinhu zviviri zvinowanzogadzirwa uye zvimwe zvinorarama zvivako. "Saka zvinongonzwisisika kuti muchengeti wechidiki anogara mumba anogara muchigadzirwa chisingafananidzi mubhokisi kana kuti chikamu chepurogiramu iripo ye inshuwarisi."
Uye iyo ndiyo dambudziko rechinangwa.
Zvinenge zvose zviyero zvehumba zvinotarisirwa kutevera mazano emunharaunda edzimba nemiganhu yezvigadziro (zvakanyanya pane zvose zviri pasi), iyo inosarudza nzvimbo yeimba ye inshuwarisi.
Zvisinei, dzimba shomanana pamakumbo dzisingateereri mitemo yakagadzirirwa zvivakwa zvetsika kuitira kuti zvisikwa zvavo zvakasiyana, kusanganisira ukuru uye kufamba, zvinoita kuti zvibvumirwe kune vashandi venguva yakawanda vehupfumi.
Saka iwe unoziva:
- Nzvimbo dzekuvakwa kwenharaunda dzinoisa zvishoma kusachengetedzwa nekugadzirisa zvivako zvezvivako zvekugara uye zvekutengesa. Nheyo yemitemo inogadzawo kuti ndeapi mapurogiramu ekuvaka anoda chivako chekuvaka.
- Zoning mitemo inogadzirisa uye inodzivirirawo nzvimbo yemunharaunda yehupenyu nekurondedzera kuti zvii zvivakwa uye mabasa zvinobvumirwa munharaunda.
03 of 06
Pfuma Yenyu Yega Inishuwarenzi yeZimba Zvidiki
Kutendeseka kweSpur Freedom Chii chaunofanira kuita?
Vamwe vanotakura inshuwarisi vachavhara imba duku pamakumbo pasi pepurogiramu yemunhu pachake kana iwe uchiita mvumo yekuisa imba yacho pachigaro chekusingaperi kana seasingagumi, anodaro Grenz. Uyewo, unogona kubvumirana kuti urege kugara muimba yako duku nguva yakazara.
Imwe nyaya yekufungisisa, hupfumi hwehupfumi hahuna kuvhara tsvina, iyo inokonzera kuparadza mumugwagwa mune imwe nzvimbo inogadziriswa inokonzera ngozi.
Zvimwe: 18 Zvidiki Zvidiki Unogona Kuzvipa kana kutenga kune $ 300 neZvamwe
04 of 06
RVIA Seal
Kutendeseka kweInditsi yangu Tiny Home Kana uchida kuenda neimba yako duku, unogona kufunga RV inshuwarisi. Asi pane kubata. "Makambani akawanda ehurumende yehushuwarisi anotarisa chete dzimba duku duku pamakumbo anogadzirwa nemudzidzisi weRV," anodaro Grenz. Imba yakaita seiyi ichava nechisimbiso kubva muIndaneti Gorozi Industry Association.
Vashoma vanofara kuziva:
- Imotokari yekunakidza ndiyo inogadziriswa inogadzirirwa kurarama kwenguva pfupi inenge mazana mana emakumbo mana kana pasi uye yakavakwa maererano nemitemo yakasimba yakagadzirirwa pami model RVs.
- Kunyange zvazvo zvigadzirwa zveRV zvisingaonekwi dzimba dzisingaperi, makambani akawanda einishuwarenzi anopa "full timer" purogiramu yakafanana nemutemo weimba.
- Nzvimbo dzakawanda dzomusasa kumativi ose enyika dzinongobvumira dzimba shomanana pamakumbo kuti dzipake paimba yavo kana dzine RVIA chisimbiso.
Yakafanana: 9 Best Small Camper Trailers
05 of 06
RV Insurance
Kutendeseka kwe 84 Tiny Living Mamwe makambani emishuwarisi anogona kupa kugovera mitemo yeimba duku duku isina RVIA seal. Asi iyo inogona kunge yakanyarara. Pakaipisisa, iwe unogona kusimudzira kubhadhara mutemo usingadziviriri iwe wekutsvaga kwako kana ukanganisa uchiti, Grenz.
Izvozvo zvinogoneka sei? Makambani eInishuwarenzi anoramba kubhadharwa kana mutongi akawana kuti musha muduku hauna kuita zvose zvaunoda zvinovimbisa kupa. Semuenzaniso, vazhinji ve-BV maburitsi vanoda kuiswa kwekusingaperi kwemhando dzakasiyana dzemagetsi uye zvivako, izvo zvose zvinowanzodiwa kuti rive RVIA chisimbiso zvakare. Kana imba yako duku ikasazadzisa zvose izvi zvinoda, inshuwarisi ipi inokuti iwe unogadzira inogona kubviswa.
Related: 7 Totally Doable DIY Tiny House Kits
06 of 06
Inishuwarenzi Inodiwa
Kutendeseka kwe T inonzi Tiny House Company Saka kana zvasvika pakuwana inshuwarisi inobatanidza imba yako duku uye iri kunze kwemugwagwa iwe unofanira kuitei?
Chinokosha: Kana uri kurarama mudiki kadiki mavhiri mazai nguva yakazara unoda chirongwa chinokufukidza iwe nenzira iyi yekushandiswa. Saka zvakanakisisa kushanda neinishuwarenzi iyo inonyanya kugoverwa kune dzimwe nzira dzekugara mararamiro muhupenyu hwose uye hukuru hunoti, Grenz.
Ikowo pfungwa yakanaka yekuwana inshuwarisi asati apa kana kutenga.
Mumiririri akanaka wehushuwarisi anogona kukupa mirayiridzo yekutarisa kana uchitenga kana usati wavaka imba yako duku zvarota, saka iwe haungasviki neimba isingatauriki.
Akabatana: 15 Inokwanisika Tiny House Communities