Kufambira mberi kwebasa idzva nguva dzose inonakidza nguva, kunyanya kana basa riri muguta idzva, nyika kana kuti inoda kutamira kune dzimwe nyika . Iwe unogona kutsvaga basa idzva remabasa rakaipa zvokuti iwe unorega mari inokosha inogona kuvakwa-mubvumirano yako yebasa. Tsvaga mberi izvo iyo kambani iri kupa uye inokurukura kuisa zvimwe zvezvinodhura izvi. Mushure mezvose, iwe unofanirwa izvo zvishoma zvishoma.
Muhoro
Kunyange zvazvo izvi zviri pachena, iva nechokwadi chokuti unoverenga chibvumirano zvakanyatsonaka. Inofanira kujekesa mari yakawanda yegore rega rega kana mubare wemari (ita nechokwadi kuti yakajeka kuti ndeyei), mabhonasi uye kuronga kuwedzera kwemazuva ekufanirwa kuitika uye kuti ingatarisirwa sei. Uyewo, chibvumirano chinofanirwa kutaurira kuti mabhonasi kana kuwedzerwa zvakatemwa sei, zvisinei zvazviri maererano nehuwandu, zvakadai sekutengesa, kana kukodzera kana kana zviri nyore.
Paunofunga nezvemari yako, iwe unodawo kukosha muhupenyu hwemari muguta idzva, mari yekurarama munyika itsva kana nyika iwe uri kutamira kune. Mari yehupenyu calculator inzira yakanaka yekuziva kana mari yako ichachengetedza mararamiro ako iyezvino kana kwete. Yeuka kana uri kutamira kune imwe nyika, shandisa mari yemunharaunda uye nzvimbo yekugara yehupenyu kuti uone kana izvo zvauri kupiwa zvinonzwisisika uye zvinonyanya kukosha, zvinobvira.
Batsirwa
Zvaunobatsira iwe, kana pane imwe chete, inofanira kuve yakanyatsotsanangurwa uye yakajeka maererano nezvamuchawana uye unobhadhara mari ipi.
Kakawanda, mushandirwi uye mushandi vanogovana zvinotengeswa nega rega rebhadha. Izvi zvinofanira kurongerwa uye chikamu chechibvumirano.
Makomborero ihurukuro yakasimba yekutaurirana. Kunyange zvazvo mubhadharo wako unogona kunge wakaderera kune waunogamuchira pamba, zvikomborero zvinowanikwa zvinogona kuita musiyano nezvimwe. Bvunza nezveUrumende Inoshuwarenzi, Dental, Life Insurance, Kuremara, kugoverwa kwemhuri yako, nezvimwe ...
Uyewo ona kuti kana zvikwereti zvinotorwa semutero wemutero. Kana iwe uri kuzobhadhara mitero yemunharaunda - zvichienderana nekuti hurumende itsva kana nyika inotora mitero yekugara kwevanhu kana vagari venyika uye chii chinosarudza chero-chengetedza nemushandirwi kana mutungamiri wezvigadzirwa zvevanhu kana kuti mutori wenhoroondo wepamunyika kumusha. Sarudza mutero wekutengesa uye izvo zvinonzi zvichibhadhara musati matyoresa.
Zororo, Kurwara uye Yenguva refu Yega
Chibvumirano chako chinofanira kurondedzera nhamba yezuva rezororo raunogamuchira, iwe unofanira kushanda kwenguva yakareba sei nguva yezororo isati yabvumirwa uye kuti mazororo emarudzi akabatanidzwa. Uyewo, ona kuti ndeupi rudzi rwekugovera hunowanikwa kwechirwere chenguva pfupi kana kwenguva refu kana kana uchifanira kudzokera kunyika yako yekumhuri kuti mhuri iwedzere.
Pension uye Unemployment
Bvunza nezvekudzivirirwa kana iwe uchinge waiswa kunze kana kuti uzviwanire usingashandi. Iwe uchacherechedza zvakadini uye izvo zvichaita sei kubvumirwa kwebasa rako kana chibvumirano chachisungirwa kune waunoshandira? Iyi mibvunzo isu hatina kubvunza mushandirume wemurume wangu tisati tasaina chibvumirano. Makore matatu gare gare, apo kambani yakamusiya, haana kupiwa chiziviso kana kubhadharwa uye nokuti visa yake yakanga yakabatana nechigaro, takamanikidzwa kubva munyika.
Bvunza usati wasvika.
Kudzokera, Imba uye Kutakura
Chikamu chebvumirano chako nemushandirwi wako chitsva chinogona kusanganisira kutengesa mari , zvose kune nzvimbo itsva yebasa uye kudzoka mushure mekunge kontati yapera. Tauriranai nezvemari yekuvhara kwete iwe chete, asi nemhuri yako pamwe chete. Bvunza nezvekugara kwenguva pfupi kana kana imwe dzimba dzekugara dzinosanganiswa muchibvumirano. Izvi zvinonyanya kukosha kana uri kutamira kune imwe nzvimbo iyo dzimba dzekugara dzakanyanya kwazvo. Uyewo, ona kana kambani iyi yakagadzirira kubhadhara rwendo rwokutanga kuitira kuti uwane tsvakurudzo munzvimbo uye nzvimbo yakachengeteka vasati vasvika. Izvi zvinowanzosarudzwa kushandiswa pane kuva nekambani inobhadhara kwenguva pfupi yekukanda nzvimbo. Zvakarewo nyore nyore kwauri uye nemhuri yako kana iwe chete unofanira kutama kamwechete.
Chikoro Chechikoro
Kana uine vana vezera rechikoro , tauriranai kuti mari yavo yechikoro isanganidzwe musimboti yenyu.
Mari yezvikoro zvepasi rose inogona kubva kubva ku $ 10 000 kusvika ku $ 30,000 USD pagore. Uyewo, ona kana kambani inogona kubatsira mukunyora mwana wako muchikoro chakanaka. Kune dzimwe dzikoro, urongwa hwemiririro ndehurefu uye kugamuchirwa kunogumbura.
Visas uye Work Permits
Tsvaga kuti ndiani ane mhosva yekuwana mvumo yako yebasa uye / kana visa uye ndiani ari kutora tab yekugadzirisa. Mazai anokwanisa kutengesa mari yakawanda yemari, saka bvunza mberi. Uyewo, iwe waunoshandira achavhara mari yewakaroorana naye nevana here? Ndiani anokwanisa kuchengetedza visa dzemhuri? Mukadzi wako anokwanisa here kushanda? Kana zvakadaro, ivo vanozobatsira mukumuendesa here?
Pakupedzisira, kontrakiti yako inofanira kusanganisira zvizhinji zvezvinhu izvi. Kana kambani isingabatanidzi mamwe mahedheni, ita kuti mari yako inobatsira kutama uye kuti iwe nemhuri yako mugone kurarama, uye zvichida kunyange kubudirira, kubva mukana uyu mukuru.