Dzimwe Mazano Okufungidzira uye Kuronga Mari Yenyu Mari!
Kune avo vachangobva kuroorana, kugadzirisa bhadharo yemuchato kunogona kuva chimwe chezvinhu zvinonetsa zvikuru pamusoro pekugadzirira muchato. Mari inogona kuva chinhu chinokonzera kushungurudzika kune vakawanda vakaroorana, uye nevhareji yemari yekukwira michato iri pedo ne $ 30,000 chiratidzo panoita seine chikonzero chakanyanya kudarika chinetso chekugadzirisa pamusoro pemari yemari yemuchato. Kakawanda kazhinji kuenderera mberi kwebhadharo yemuchato kunogona kukonzera kukakavadzana pakati pemhuri dzemhuri uye kunyange ivo vanozvipira ivo pachavo.
Ichokwadi kuti mari yemari yemari inogona kuva chinhu chakakosha zvikuru chekunakidzwa nekugadzirisa mararamiro ako uye kudzivisa kushungurudzika mune izvi.
Dzivisa Kuisa Mari Yemachato Asina Mwero
Vakaroorana vanozviwana vachirova bhajeti yavo vanowanzoita chimwe chezvikanganiso zviviri kubva pakutanga. Imwe miviri yakawanda yemari yemari yemari ndeyekuti:
- Tanga kuronga chichato uye nekubhadhara vatengesi vasati vamire kusimbisa bhajeti
- Kusarudza pamusoro pehuwandu hwemari yemabhadharo zvachose, pasina kudzidzira ivo pachavo pane "kurota kwavo" mari yavo inogona kudhura.
Kubhadhara mari mushure mokunge watotanga kushandisa mari ichasvika nguva dzose kuumba dambudziko uye pfungwa yekuzvidemba. Zvichida iwe wakagadzira nzvimbo uye wakazoona kuti iri kutora mari yako yakawanda, kana iwe wakashandira DJ inodhura chete kuti uone kuti iwe waiva nemari yeboka revanhu rawakagara uchida. Saizvozvowo, zvoupenzi kusarudza kuti iwe unofanirwa kupedza chaizvo $ 28,000 kana kuti pedyo nayo nokuti iwe unoverenga iyo inowanikwa yevoruzhinji yemari yemuchato.
Kugadzirisa bhajeti yemuchato inowanikwa kumazana asi pane iwe pachako pfuma yemari ndeyekugadzirisa kukanganisika.
Asi usatya! Hezvino nzira mbiri dzekugadzira mari chaiyo yemari yemari.
Kutsigira-muChikwata Chekuchato Chikwata
Tinoti mumwe munhu "ari kutsigira" kune bhajeti pavanoziva kubvira pakutanga kuti vane mari yakatarwa yekushanda nayo.
Zvichida vabereki vako vakakupa chikwereti chakasarudzwa, kana iwe une chimwe chimwe chinoponeswa chaunenge uchifunga kupedza pazuva rako guru.
Kana uri kutsigira mubhajheji yako, nzira yakanakisisa yekuona kuti zvinhu zvose zvichazoshandiswa ndezvipi zvinotevera:
- Chokutanga, sarudza kana chipfeko chikamu chechiyero ichocho (Ndinokurudzira kuti usiye chipfeko uye ushamwari hwekuzvarwa kubva pauwandu hwako).
- Zvadaro tora izvo zvaunazvo uye uzviparadzanise nehuwandu hwevaeni iwe unofunga kuti uchava.
$ 30,000 / 125 = $ 280pp
Zvadaro, tora munhu wako mumwe mufananidzo uye ugoparadzanisa iyo nehafu.
$ 280/2 = 140pp
Iwe zvino une nhamba mbiri dzemashiripiti yemuchato wako. Ikutanga ndeye 140pp, iyo inhamba yaunogona kushandisa yeNzvimbo, Chekudya, Vashandi, Doro, Tables, Zvigaro, Kutora pamwe chete nemutero uye basa pane zvose zvataurwa pamusoro apa.
Kana uri kutarisa nzvimbo iyo zvinhu zvose zvakabatanidzwa, iwe unoda kuva nechokwadi chokuti chiyero chiri che $ 120 kana kuti nemunhu mumwe nomumwe usati wateresi uye iwe. Kana iwe uri kutarisa nzvimbo ye "nzvimbo yakasvibiswa", usanyore nzvimbo yacho kusvikira wawana kuongororwa kwezvokudya nebharu, kubatira uye kubhadharwa kubva kune mukati, sezvo iwe uchada kuve nechokwadi chokuti mari yacho inoshandiswa kune yako yose bhajeti.
Zvasara zvemari yako yemuchato ichazvitsaurira kune zororo rose.
Kune matanho emasayithi uye mari yemari yemabhadharo yekuti iwe ungashandisa sei mari yakasara, asi chokwadi iwe unofanirwa kusarudza izvo zvinonyanya kukosha kwauri nekushandisa izvo kuenzanisa zvaunotanga kuita bhajeti. Kana uchida maruva uye uchiziva kuti iwe unoda bhiza rehupenyu, ungada kuparadzanisa mari yacho yose kuBhan uye Zvokuvaraidza (inenge 11%), Maruva (10%) Kupera uye Vhidhiyo (10-12%), Lighting ( 5%) Zvinyorwa (2,5%), Gaka (2,5%), Kutakura (1%), Zuva-reMuratidzi (5%) Zvikwereti (1%) Uye chero imwe yakawanda inofanira kugara mune imwe mari yekukurumidza kusvikira muchato wapera.
Ikuvaka Up Budget Budget Strategy
Dzimwe nguva vanhu havana chavanoziva chechatochato chechichato chavo kana kuti chiyero chebhajeti chavari kunyatsoshanda nechinangwa chemuchato wavo. Chinhu chinonyanya kukosha chaungaita ndechekutaura nemhuri yako kuti uone uyo ari kubhadhara chii chemuchato .
Kana iwe usingazivi kuti ungashandisa mari yakawanda sei pamuchato wako, iwe uchazofanira "kuvaka" kune bhajeti yako. Tsvaga tsvakurudzo kuburikidza nekutsvaga mawebhusayithi emahofisi ako munharaunda yako. Zvinenge nguva dzose zviri nyore kuwana manzwiro emari yemuchato munharaunda inopiwa nekudana mahotera kana nzvimbo dzose dzinobatanidza kuti uwane pfungwa yemutengo mumwe munhu . Kunyange kana iwe uchifunga kuti unoda kukwereta unyanzvi hwekugadzira kana huni, zvichiri zvakanaka kuti uve nemutengo mumwe munhu wekugara, zvokudya, kunwa, kubhadhara uye kushanda kuti uite bhajeti yako.
Dzinga nhamba yakakwirira uye nhamba yakadzika uye utorereji. Iva nechokwadi chokuti unosanganisira mutero uye chidimbu mumatara ako. Wedzera nhamba iyoyo nenhamba yevakashambadziri iwe uri kufunga nezvekuti iwe ugova uye uye kaviri. Iyi ndiyo yako zvishoma kushandiswa bhajeti.
$ 185pp + tax uye tip = $ 205
$ 205 x 200 vaeni = $ 41,000
Izvi zvinokusiya iwe ne "kushandiswa kwemari" ye $ 82,000
Isu tinotaura kuti iri bhajamiro yekubasa nokuti kusvikira iwe uchinge wavhara muzvokudya zvako uye zvinodhaka zvekutengesa, zvakaoma kutaura chaizvo kuti bhajeti yako ichave yakadini. Uyezve, zvinonyatsobvira kuti uite zvose zvemuchato wako zvisingasviki 50% zvezvokudya uye zvinodhaka zvinodhura, kana iwe uchida kuita zvishoma zvebasa rako pachako iwe pachako. Chechitatu, vakaroorana avo vanowanzoenda kune bhajeti yavo vanoshandisa shanduro ye "kuvaka", iyo yakaderera nokuti inowanzopedza sezvo zvinhu zvinouya zvichienderana nekukwaniswa kwemari uye kushanda pasi.
Mari Yese yehurosi haisati yakasikwa yakaenzana
Mazano ekuisa mari yako yemari yemari:
- Ita bhajeti kutanga, usati watanga kutengesa vatengesi kana nzvimbo.
- Zvakakosha kuti unonzwisisa kuti zvinhu zvakakura zvakadini munzvimbo yako. Ita tsvakurudzo.
- Usanetseka zvakanyanya pamusoro pemagariro ehurumende, sarudza zvaunokwanisa iwe zvichienderana nemamiriro ako emari.
- Iva nechido chekucheka uye zvibayiro sezvaunoda kuti uwane chikamu chako chemuchato.