Apo Rinouya Kumubhadharo Wenyu Wemuchato, Chii Chinonzi Splurge uye Chii Chisiri?
Kana iwe uri kuronga chikwata , iwe wakangodaro wakanzwa mazano ekare ekugadzirisa zvinhu pazvinosvika kubhadharo yako. Urongwa hwekugadzirisa mararamiro edzimba hunoratidza kusarudza nzvimbo nhatu dzekutarisa kana zvitatu zvemuchato wako izvo zvinonyanya kukosha kwauri nekugovera chikamu chikuru chemari yako kune iyo nzvimbo. Iyi ndiyo nzira yakanakisisa yokutanga kuronga kwako uye kubhadharira, asi iwe unogona kuzviwana uchinge uchitarisa nzira dzekuwana mamwe ose emari yako yemari pane imwe sarudzo yawakasara yakasara.
Somuenzaniso, iwe unogona kuzviwana uchirota mupfeko wemuchato wekugadzirwa kwepamusoro , kunze kwekuona kuti chipfeko chacho chinogadzira chikamu chehafu yebhadharo yako yose! Kunyange zvazvo chipfeko chinoshamisa chingaita sokuti iwe unofanirwa-unayo, iwe ungangodaro unoziva kuti haufaniri kuonekwa sechinhu chakakosha zvikuru kana ichikanganisika pane zvose zvechato chako chemuchato nenzira isina kunaka. Saka mumwe angasarudza sei kuti aponese kudini panguva yekuti splurge? Kana iwe uine dambudziko kusarudza nzvimbo dzipi dzinotanga kuisa mberi kana kupa mamwe mari yako yemari yemari , funga kuisa chimwe nechimwe kuburikidza nemibvunzo inotevera inobatsira uye iwe uchawana zvechokwadi mhinduro yako.
Ndiani Anobatsira Kubva Pakutenga KweTemiti kana Basa?
Zvechokwadi, izuva rako remachato, asi ramba uchifunga kuti vaeni vako ndivo chikamu chikuru chekuenzanisa, zvakare. Zvibvunze kana iwe ndiwe woga munhu anobatsirwa kubva pane izvi zvakashandiswa mari. Kana uri kufunga pamusoro pechinhu chakafanana nehupfeko yako, zvino mukana iwe unogona kunge uri iwe chete unobatsirwa kubva panguvo inodhura.
Ko mari iyo haingave yakashandiswa zviri nani kune chimwe chinhu chinowedzera ruzivo rwevaeni vako vanoenda kunechato chako? Iwe unogona kunge uchitendeseka chaizvo iwe pachako pamusoro pezvinhu zvekuchata kwako pakutanga kuti uone kuti zvinhu zvipi zvakakodzera kubwinya .
Ndinokwanisa Kubvisa Zvimwe Zvezvinodhura Izvi Here?
Kune rumwe ruvoko, chimwe chinhu chakafanana nemapfekete ako chinogona kutorwazve kuti udzore zvimwe zvekutsvaga kwako mushure mezuva rako guru.
Saka kana zvipfeko zvako zvakakosha iwe, funga kana kutenga wechipiri kuti uchengetedze kana kutengesa nguo yako mushure momuchato wako kuti uwane mari yako zvakare.
Kusvika Kwenguva Ipi Kutengeswa Kwekupedzisira?
Kana uri kufunga nezvekuputika pane chimwe chinhu chakadai semaruva , zviri nyore kuona kuti ichinhu chisingazoperi kwenguva yakareba kupfuura zuva remuchato wako. Zvimwe zvinhu zvinogona kungofarirwa chete pazuva remuchato zvingave zvisina kukodzera kupfurikidza. Imwe nzvimbo iyo inowanzo hukuru hukuru hwevakaroorana ndeyekuchata kwavo micheka , sezvo zvifananidzo kubva pazuva remuchato zvichave chimwe chezvikamu zvinogara zvisingagumi zvingakwanisa kufarirwa kwemakore anotevera. Kutarisa pamifananidzo yakawanda kana mavhidhiyo kutora zuva rako ndechekutsvaga kwakakodzera.
Izvi Zvichaita Kuti Mufambiro Womuenzi Uwedzere Here?
Icho chiri chinhu chaunenge uchitsvaga kushandisa mari mukusimudzira ruzivo rwevaeni vako? Imwe nzvimbo inogona kunakidzwa chete pazuva remuchato asi kazhinji inofanirwa kubwinya kwekudya. Kuva nechikafu chakasiyana-siyana, chinonaka uye chinogutsa chevakashanyi vako inzvimbo inofanirwa yekushandisa mari yako. Hazvinei kuti chii chaunofudza vashanyi vako kazhinji hachingasviki, sezvo iwe uchange uri kudya boka guru revanhu. Nenguva isipi, pane nzira dzakawanda dzekuchengetedza pamusika wako wekudya kunyange iwe uchiita kuti zvive zvakakosha, bhajeti-akachenjera.
Kana iwe ukachengetedza umwe neumwe wemibvunzo iyi pamberi pepfungwa yako apo iwe unoronga zuva rako guru, ndizvo zvinowanzoita kuti iwe uve nenguva yakareba yekuona kuti ndezvipi zvakakosha kudhura kana kuponesa.